| Location: |
NJ-Other central NJ
Mid-Atlantic (DE, DC, MD, NJ, NY, PA, VA & WV) |
| Salary Range: |
85,000-125,000 |
| Bonus & Incentives: |
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| Position Responsibilities: |
PRIMARY PURPOSE: Develop and manage business banking and commercial banking customer relationships including participation in the credit approval process. Manage own portfolios including responsibility for account preparation and documentation.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Establish a contact base in the assigned market that includes business owners and professionals. Develop and maintain customer base.
2. Assist customers with financial planning.
3. Recommend, approve, and /or reject credit requests as required.
4. Review financial statements and supporting documents, ensuring all documentation for approval and administrative processes are complete and correct.
5. Work with other internal departments to ensure cross-selling of bank products to customers.
6. Monitor portfolio quality for early detection and communication of problems.
7. Ensure compliance with applicable federal , state, and local laws and regulations, agency guidelines, and organization policies.
8. Travel throughout Tri-State area as required.
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| Education and Certifications/Licenses: |
Bachelors |
| Mandatory Minimum Qualifications: |
Working knowledge of credit analysis, including identification of exposure and risk in credit and non-credit products.
Working knowledge of banking regulations (ex. Reg. B) and business law regarding credit approvals, policy, and special risk signoffs.
Working knowledge of assigned market area.. Extensive selling, negotiating, and relationship management skills.
High-level communication skills: written verbal listening.
Experience and Education
5-10 years experience in commercial lending, including extensive credit analysis and customer service.
Bachelors degree in Business, with concentration in Finance, Accounting, or Marketing preferred.
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| Preferred Qualifications: |
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| Additional Comments: |
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| Benefits: |
competitive
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| Overnight Travel: |
None Listed |
| Relocation Assistance: |
No |
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